Not all health insurance is created equal.
With the Surest health plan, nearly instant cost and coverage information is at your fingertips.
11%
Average employer savings, compared to traditional plans
Combination of modeled and actual results across Surest prospects and clients; Independently developed benchmark based on a database containing healthcare claims from 80 million U.S. lives risk adjusted for demographics, geography, and disease burden. 13_v02
54%
Lower member out-of-pocket costs
Surest self-funded 2021 book of business plan sponsors with at least 12 months of incurred experience in 2021 and both medical and pharmacy data within our warehouse ; compared to matched comparison groups from a nationally representative commercially insured database matched by gender, age, urbanicity, and zip3 code using exact matching. 141_V03
126%
Member growth
2022 Surest book of business.
224%
Employer growth
2022 Surest book of business.
Search and see costs before making an appointment.
No deductibles. No coinsurance. No hard math to figure out. Just clear, upfront prices that you can see in advance.
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Compare treatment options.
Surest uses the broad, national UnitedHealthcare and Optum Behavioral Health networks of doctors, hospitals, and clinics.
Decide what works best for your family, your budget, and your lifestyle.
Surest is an employer-sponsored health plan that provides immediate answers and clear costs before the point of care.
Is your employer offering the Surest plan?
Test-drive the site to see your costs and coverage. Don’t have an access code? Check with your employer.
Find care and ways to save.
Tags
Health Care, Member Guides
Common questions
What is the Surest health plan?
Surest is an employer-sponsored health plan that gives members the tools to see cost and coverage information before the point of care. Members receive quality medical coverage with access to the broad, national UnitedHealthcare and Optum Behavioral Health networks.
How does the Surest health plan work?
Surest was designed to give members power over their health experience. There is no deductible, no coinsurance, and no cost-shifting. Instead, members search on the app or website, see what they'll owe in advance, compare options within the national UnitedHealthcare provider network, then decide. With this information, they can plan ahead and choose what works best.
What does the Surest plan provide coverage for?
In-network preventive care • primary and specialty care • urgent, emergency, and hospital care • chronic care for long-term and recurring illnesses • pharmacy • mental and behavioral health services • maternity care • cancer care • substance use disorder • and more
Where is the plan offered?
Surest is an ACA-compliant health plan for employers with 51+ employees. It’s offered through employers in 49 states, excluding Hawaii.
How does this work with other health insurance?
If you have other insurance, call us at 866-683-6440 M-F from 6 am to 9 pm CT to discuss how the plan works with that coverage. Each insurance plan has its own design, and we can help you understand how the two plans might work together.